Fulkerson Stevenson Funeral Home strongly encourages you to consider pre-planning for the inevitable event of life, the funeral. Making decisions before the need arises spares your family many hard questions when emotions become involved. Those who do so have peace of mind knowing everything is in order and that their wishes have been expressed.
Planning ahead falls into two simple categories; pre-paying and pre-arranging. Pre-arranging means writing and setting up a permanent record of your wishes. The written expression of type of services, burial or cremation details and other wishes are very important, as is your vital statistics and obituary information. A copy of your wishes should be discussed and left with the funeral home.
Pre-paying for your funeral before the need arises is a very safe decision in North Dakota and Montana because state laws protect your investments 100%. Fulkerson Funeral Home has developed a “Master Trust” account, which offers a very generous interest rate, compared to many other investment choices. Fulkerson’s may “Value-Guarantee” your plan for those who choose to pre-pay for the funeral.
Other investments that are often used for funeral expenses are Life Insurance proceeds with an assignment to the funeral home and Certificate of Deposits at your local bank. These accounts are safe and monitored by the State’s Securities Commission. They should have a “Payable on Death” clause on them to avoid early withdrawal bank fees.
Each funeral or memorial service is unique. A simple checklist of areas of consideration as you begin your planning follows:
- Contact the Funeral Home
- Contact the Church and Clergy
- Music and Readings selections
- Photos of the Deceased
- Obituary development
If you would like more information about Pre-planning or Pre-paying your funeral or memorial service please contact us for a FREE funeral planning guide.